Army Emergency Relief (AER)
Provides interest-free loans or grants during times of emergency.
Examples are loans for eviction, vehicle repossession, emergency travel,
funeral expenses, repair of soldier’s only essential vehicle, etc. Soldier or
family members must visit with their Command Financial NCO prior to
coming to ACS, with exception to a Red Cross message.
Consumer Affairs and Finance Assistance Program (CAFAP)
Offers individual or group budget counseling, check writing classes,
and financial management training.
Financial Management Readiness Training (FMRT)
Financial Management Readiness Training offers a wide range of services
to assist soldiers and their families to live within their means and invest
for the future. Emphasis is placed upon money management, proper use of
credit, financial planning for deployment, transition and relocation, insurance,
and check writing principles. The goal is to enlighten soldiers and their families
on procedures in resolving consumer complaint problems and issues.